According to Hanley Wood Market Intelligence 38% of home purchases in 2011 were purchased with cash which was up 34% from 2010. This could be attributed to more cash investors.

I have seen with my local listings and buyers either more cash buyers on the $600,000 plus market or buyers putting 30-50% down on their home purchase with a loan for the remaining. Of course for loan amounts less than $406,000 there are great financing programs with FHA with only a 3.5.% down payment. Also, there are great VA programs with 100% financing capped at certain loan limits.

Shelley Bryant, Villa Realty, Broker/Owner, Realtor, 303-521-7085